I’ve been part of numerous conversations and an avid reader of many articles and comments this week about gun violence. One of the ideas I like is handing gun administration over to the private sector (got your attention there, Righties?).
The idea is for government to simply require insurance for every gun, every gun owner, bullets and the gun industry to address the full range of liabilities associated with gun use. It would work a lot like car insurance. It would be administered by sellers and verified with issue of permits and renewals. The insurance company would use actuarial tables to assess the nature of the gun and bullets (design, intended uses and liability creation capacity, history) and, separately, the gun owner (applicable training/certification, years of safe use, gun storage facilities, background check items like criminal background, mental and physical health, domestic and financial situation).
And, like car insurance, there would be criminal and monetary penalties for noncompliance with the rules and regulations.
We would also have to repeal current exemptions of the gun industry from criminal and civil liability, as we should.
Is this the whole solution to gun violence? No. There is none to be had. Would it help? I think so.
What do you think?